Pahranagat Valley Federal Credit Union

(775) 725-3586
Explore our loan options and learn how to apply for a loan

Click here to fill out our Online Loan Application.

Click here to view our Loan Rates.

No penalty for early payoff of loans.

How do I apply for a Loan? What paperwork is needed? When will I know if we are approved?

  • Please come in an get a loan application.
  • Have it filled out completely and signed.
  • You will need a copy of your check stubs showing your income and a copy of your most current income tax return.
  • Most loans are approved in 24 Hrs.

What criteria must be met to qualify for a loan?

  • A credit Report will be pulled on the individual applying for a loan and on the spouse of an individual applying for a loan if married.
  • Loans will be made to members based upon their abilities to pay back the loan and their credit standings.
  • Maximum loan amount is $60,000.00 per member account and no more than five loans.
  • The following combined considerations will determine the approval or disapproval of any loan applications – Good Credit Report; Previous loans with the Credit Union paid off on time; Debt ration below 45%.
  • A co-maker may be required when the co-makers worthiness would strengthen loan approval to the applicant. Co-makers are not limited to family members.
  • No member can be a co-maker on more than 2 loans at one time.
  • No penalty for early payoff of loans.

How will I know if you will loan the amount I need for the vehicle I am buying?

  • Come in and tell us the year, make, model and all options that are on the vehicle.
  • We will need to know what size engine and how many miles are on the vehicle.
  • From this information we will pull the high/low average to see what we can loan.
  • We loan 100% on brand new vehicles and 90% of the high/low average on a used vehicle.

What kind of things does the Credit Union loan on?

  • New and Used Vehicles
  • Machinery and Equipment
  • Livestock
  • Agricultural Equipment
  • Recreational Vehicles
  • Metal Buildings
  • Motor Homes and Travel Trailers
  • Mobile Homes – not converted to real property
  • Boats

What other kinds of loans are there?

  • Share loans
  • Signature loans
Call us at (775) 725-3586.
You can also email us at Please don’t give account numbers over email. Use the names and how they appear on the account to describe which account you are talking about.