Check out our interest rates on Savings, Checking, Certificates and IRA’s accounts.

Who is eligible to become a member of the Pahranagat Valley Federal Credit Union?

Any person who lives, worships, goes to school, or works in a business and other legal entities located within a 25 mile radius of the Alamo Post Office, in Alamo, NV.

Any immediate family member or persons living in the household of a current credit union member.

The Membership Officer has the responsibility of verifying questionable family relationships and proof of individuals living in that household.

All members must supply a taxpayer’s identification or social security number upon opening a Credit Union account. A copy of a current drivers license is required to be put into the members file.

Once a member, always a member, except members who have moved out of the area and have closed their accounts.

To reopen an account, the above items must apply.

What kinds of Accounts are available?

• Savings
• Checking
• Christmas Club
• IRA’s
• Miscellaneous Savings

The maximum share limit per account shall not exceed $250,000.00

What does it take to open an account?

• A minimum deposit of $5 opens a savings account.
• You must open a savings account first, then you may open a checking account.
• You must maintain a $5 balance to earn dividends.

What kind of services are offered?

• Automatic Loan Payments
• Free Direct Deposits and Automatic Withdrawals
• No Monthly Per Check Charge
• Free Stop/Start Payroll Deductions
• No Fee transfer of Money between Shares and Draft Accounts
• No fee transfer of loan payments from Shares or Draft Accounts
• 2 Free bonded checks a month
• Loan Rate Quotes
• Withdrawals by phone
• Internet access of your accounts

What fees are charged?

• Share Draft Monthly Maintenance fee for accounts that go under a $200 balance at any time during the month – $7.50
• Returned Checks, Non Sufficient Funds, and Below Available ATM Fee- $20.00
• Statement Copy – $3.00
• Members who have moved outside of the area must maintain a $50.00 share balance.
• Stop Payment on a check – $5.00
• Stop Payment on a check we wrote thru NB&T is $27.50.
• Wire Transfer Fee – $16 for over $2,000 – $10 for under $2,000
• Fax Fee – $0.50 per fax
• Copy Fee – $.10 per page
• Bonded Checks – first 2 fee – $1.00 per check
• Audio Response fee – 10 calls free then $.50 for each call after that.

Special Services for Students, Missionaries and Seniors:

Students and Missionaries:

• No check service fee

Senior Citizens (60 years of age and older):

• No check service fee
• Free bonded checks