Loan Rates Loan Rates – Interest rates subject to change without notice! Type of Loan Length of Loan APR New – Auto / Truck 0 – 84 Months 3.0% APR to 13.5% APR Used – Auto / Truck 0 – 84 Months 3.0% APR to 13.5% APR Motorcycle 0 – 84 Months 3.0% APR to 13.5% APR Machinery / Equipment 0 – 84 Months 10.00% APR Livestock/Ag Equipment 0 – 84 Months 10.00% APR One Pays 10.50% APR Recreational Vehicles 0 – 48 Months 4.75% APR to 13.5% APR Motor Homes and Travel Trailers 0 – 108 Months 4.75% APR to 13.5% APR Mobile Homes -not converted to real property 0 – 120 Months 7.50% APR 121 – 180 Months 8.50% APR 181 – 240 Months 9.50% APR School Loans 0 – 72 Months 8.50% APR Boat Loans 0 – 36 Months 12.00% APR Signature Loans 0 – 72 Months 10.2% APR to 17.2% APR Share Secured Loans Share Balance Earns Loan% Final Cost Shares 0.150% APY 3.150% APY 3.00% APR Insurance Available Type Amount Cost Single Disability Rate per $1,000 $1.28 Joint Disability Rate per $1,000 $2.36 Single Credit Life $40,000 Maximum $0.68 Joint Credit Life $40,000 Maximum $1.05 Fees Chart Type Fee Loan Processing Fee $30.00 Title Fee $28.25 Copy of Share Drafts $0.10 each / $2.50 per month Monthly Service Fee Checking $7.50 / month Return Deposit Check $20 Statement Copy $3 per month Fax Fees $0.50 Copy Fees $0.10 Wire Fees $5.00 – $16.00 Overdraft Fees – NSF, RTN, ATM $20 Negative Balance Fee $2/day