Pahranagat Valley Federal Credit Union

(775) 725-3586

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About Our Accounts

Check out our interest rates on Savings, Checking, Certificates and IRA’s accounts – please click the link below.

Interest Rates

Who is eligible to become a member of the Pahranagat Valley Federal Credit Union?

Any person who lives, worships, goes to school, or works in a business and other legal entities located within a 25 mile radius of the Alamo Post Office, in Alamo, NV.

Any immediate family member or persons living in the household of a current credit union member.

The Membership Officer has the responsibility of verifying questionable family relationships and proof of individuals living in that household.

All members must supply a taxpayer’s identification or social security number upon opening a Credit Union account. A copy of a current drivers license is required to be put into the members file.

Once a member, always a member, except members who have moved out of the area and have closed their accounts.

To reopen an account, the above items must apply.

What kinds of Accounts are available?

  • Savings
  • Checking
  • Christmas Club
  • IRA’s
  • Miscellaneous Savings

The maximum share limit per account shall not exceed – $250,000.00

What does it take to open an account?

  • A minimum deposit of $5 opens a savings account.
  • You must open a savings account first, then you may open a checking account.
  • You must maintain a $5 balance to earn dividends.

What kind of services are offered?

  • Automatic Loan Payments
  • Free Direct Deposits and Automatic Withdrawals
  • No Monthly Per Check Charge
  • Free Stop/Start Payroll Deductions
  • No Fee transfer of Money between Shares and Draft Accounts
  • No fee transfer of loan payments from Shares or Draft Accounts
  • 2 Free bonded checks a month
  • Loan Rate Quotes
  • Withdrawals by phone
  • Internet access of your accounts

What fee’s are charged?

  • Share Draft Monthly Maintenance fee for accounts that go under a $200 balance at any time during the month – $7.50
  • Returned Checks, Non Sufficient Funds, and Below Available ATM Fee- $20.00
  • Statement Copy – $3.00
  • Members who have moved outside of the area must maintain a $50.00 share balance.
  • Stop Payment on a check – $5.00
  • Stop Payment on a check we wrote thru NB&T is $27.50.
  • Wire Transfer Fee – $16 for over $2,000 – $10 for under $2,000
  • Fax Fee – $0.50 per fax
  • Copy Fee – $.10 per page
  • Bonded Checks – first 2 fee – $1.00 per check
  • Audio Response fee – 10 calls free then $.50 for each call after that.

Special Services for Students, Missionaries and Seniors:

Students and Missionaries-

  • No check service fee

Senior Citizens – 60 years of age and older –

  • No check service fee
  • Free bonded checks
  • Home
  • View Your Account
  • Loans
  • Loan Rates
  • About Our Accounts
  • About Us
  • Debit Cards
  • Financial Calculators
  • Order Checks
  • Gift Ideas
  • Useful Links
  • Contact Us

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