Loan Rates

Loan Rates – Interest rates subject to change without notice! – Loan rates effective 03/31/2015

Type of Loan	Length of Loan	APR
New – Auto / Truck	0 – 72 Months	2.50% APR to 11.95% APR
Used – Auto / Truck	0 – 72 Months	2.50% APR to 11.95% APR
Motorcycle	0 – 72 Months	9.5% – 10.5% APR
Machinery / Equipment	0 – 72 Months	10.00% APR
Livestock/Ag Equipment	0 – 72 Months	10.00% APR
One Pays		10.50% APR
Recreational Vehicles	0 – 48 Months	4.25% APR to 12.95% APR
Motor Homes and Travel Trailers	0 – 108 Months	4.25% APR to 12.95% APR
Mobil Homes -not converted to real property	0 – 120 Months	7.50% APR
	121 – 180 Months	8.50% APR
	181 – 240 Months	9.50% APR
School Loans	0 – 72 Months	8.50% APR
Boat Loans	0 – 36 Months	12.00% APR
Signature Loans	0 – 72 Months	9.95% APR to 16.95% APR

Share Secured Loans

Share Balance	Earns	Loan%	Final Cost
Shares	0.853% APY	3.853% APY	3.00% APR

Insurance Available

Type	Amount	Cost
Single Disability	Rate per $1,000	$1.28
Joint Disability	Rate per $1,000	$2.36
Single Credit Life	$40,000 Maximum	$0.68
Joint Credit Life	$40,000 Maximum	$1.05

Fees Chart

Type	Fee
Loan Processing Fee	$30.00
Loan Processing Fee if loan is less than $500	$5.00
Tile Fee	$28.25
UCC Fee	$20.00
Manufactured Home Title Fee	$40.00
Release of UCC Fee	$20.00