Loan Rates

Loan Rates – Interest rates subject to change without notice!

Type of Loan	Length of Loan	APR
New – Auto / Truck	0 – 84 Months	3.0% APR to 13.5% APR
Used – Auto / Truck	0 – 84 Months	3.0% APR to 13.5% APR
Motorcycle	0 – 84 Months	3.0% APR to 13.5% APR
Machinery / Equipment	0 – 84 Months	10.00% APR
Livestock/Ag Equipment	0 – 84 Months	10.00% APR
One Pays		10.50% APR
Recreational Vehicles	0 – 48 Months	4.75% APR to 11.45% APR
Motor Homes and Travel Trailers	0 – 108 Months	4.75% APR to 11.45% APR
Mobile Homes -not converted to real property	0 – 120 Months	7.50% APR
	121 – 180 Months	8.50% APR
	181 – 240 Months	9.50% APR
School Loans	0 – 72 Months	8.50% APR
Boat Loans	0 – 36 Months	12.00% APR
Signature Loans	0 – 72 Months	10.2% APR to 17.2% APR

Share Secured Loans

Share Balance	Earns	Loan%	Final Cost
Shares	0.702% APY	3.702% APY	3.00% APR

Insurance Available

Type	Amount	Cost
Single Disability	Rate per $1,000	$1.28
Joint Disability	Rate per $1,000	$2.36
Single Credit Life	$40,000 Maximum	$0.68
Joint Credit Life	$40,000 Maximum	$1.05

Fees Chart

Type	Fee
Loan Processing Fee	$30.00
Title Fee	$28.25
Cope of Share Drafts	$0.10 each / $2.50 per month
Monthly Service Fee Checking	$7.50 / month
Return Deposit Check	$20
Statement Copy	$3 per month
Fax Fees	$0.50
Copy Fees	$0.10
Wire Fees	$5.00 – $16.00
Overdraft Fees – NSF, RTN, ATM	$20
Negative Balance Fee	$2/day