Pahranagat Valley Federal Credit Union

(775) 725-3586

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Loan Rates

Loan Rates – Interest rates subject to change without notice!

Type of Loan Length of Loan APR
New – Auto / Truck 0 – 84 Months 3.0% APR to 13.5% APR
Used – Auto / Truck 0 – 84 Months 3.0% APR to 13.5% APR
Motorcycle  0 – 84 Months 3.0% APR to 13.5% APR
Machinery / Equipment 0 – 84 Months 10.00% APR
Livestock/Ag Equipment 0 – 84 Months 10.00% APR
 One Pays 10.50% APR
Recreational Vehicles 0 – 48 Months 4.75% APR to 11.45% APR
Motor Homes and Travel Trailers 0 – 108 Months 4.75% APR to 11.45% APR
Mobile Homes -not converted to real property 0 – 120 Months 7.50% APR
121 – 180 Months 8.50% APR
181 – 240 Months 9.50% APR
School Loans 0 – 72 Months 8.50% APR
Boat Loans 0 – 36 Months 12.00% APR
Signature Loans 0 – 72 Months 10.2% APR to 17.2% APR

Share Secured Loans

Share Balance Earns Loan% Final Cost
Shares 0.702% APY 3.702% APY 3.00% APR

Insurance Available

Type Amount Cost
Single Disability Rate per $1,000 $1.28
Joint Disability Rate per $1,000 $2.36
Single Credit Life $40,000 Maximum $0.68
Joint Credit Life $40,000 Maximum $1.05

Fees Chart 

Type Fee
Loan Processing Fee $30.00
Title Fee $28.25
Cope of Share Drafts $0.10 each / $2.50 per month
Monthly Service Fee Checking $7.50 / month
Return Deposit Check $20
Statement Copy $3 per month
Fax Fees $0.50
Copy Fees $0.10
Wire Fees $5.00 – $16.00
Overdraft Fees – NSF, RTN, ATM $20
Negative Balance Fee $2/day
  • Home
  • View Your Account
  • Loans
  • Loan Rates
  • About Our Accounts
  • About Us
  • Debit Cards
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  • Order Checks
  • Gift Ideas
  • Useful Links
  • Contact Us

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